Wednesday, February 23, 2011

Parents!!!!!!!!!!!


This was narrated by an IAF pilot to IIT students during a Seminar on Human Relations:

Venkatesh Balasubramaniam (who works for IIT) describes how his gesture of booking an air ticket for his father, his maiden flight, brought forth a rush of emotions and made him (Venkatesh) realize that how much we all take for granted when it comes to our parents.


My parents left for our native place on Thursday and we went to the airport to see them off. In fact, my father had never traveled by air before, so I just took this opportunity to make him experience the same. In spite of being asked to book tickets by train, I got them tickets on Jet Airways. The moment I handed over the tickets to him, he was surprised to see that I had booked them by air.. The excitement was very apparent on his face, waiting for the time of travel. Just like a school boy, he was preparing himself on that day and we all went to the airport, right from using the trolley for his luggage, the baggage check-in and asking for a window seat and waiting restlessly for the security check-in to happen. He was thoroughly enjoying himself and I, too, was overcome with joy watching him experience all these things.


As they were about to go in for the security check-in, he walked up to me with tears in his eyes and thanked me. He became very emotional and it was not as if I had done something great but the fact that this meant a great deal to him. When he said thanks, I told him there was no need to thank me. But later, thinking about the entire incident, I looked back at my life. As a child, how many dreams our parents have made come true.


Without understanding the financial situation, we ask for cricket bats, dresses, toys, outings, etc. Irrespective of their affordability, they have catered to all our needs. Did we ever think about the sacrifices they had to make to accommodate many of our wishes? Did we ever say thanks for all that they have done for us? Same way, today when it comes to our children, we always think that we should put them in a good school. Regardless of the amount of donation, we will ensure that we will have to give the child the best, theme parks, toys, etc. But we tend to forget that our parents have sacrificed a lot for our sake to see us happy, so it is our responsibility to ensure that their dreams are realized and what they failed to see when they were young. It is our responsibility to ensure that they experience all those and their life is complete.


Many times, when my parents had asked me some questions, I have actually answered back without patience. When my daughter asks me something, I have been very polite in answering. Now I realize how they would have felt at those moments. Let us realize that old age is a second childhood and just as we take care of our children, the same attention and same care needs to be given to our parents and elders. Rather than my dad saying thank you to me, I would want to say sorry for making him wait so long for this small dream. I do realize how much he has sacrificed for my sake and I will do my best to give the best possible attention to all their wishes.


Just because they are old does not mean that they will have to give up everything and keep sacrificing for their grandchildren also. They have wishes, too..


Take care of your parents. THEY ARE PRECIOUS.


KEEP THIS MESSAGE GOING BY SENDING IT TO YOUR FRIENDS As I Did......... .

Monday, February 21, 2011

Indian Republic Of Scams





Indian Republic Of Scams

Total Scam Money (approx) Since 1948

INR 80000000000000/-
(Approx. 80 Lakh Crore i.e. Trillion)

Hard to digest ?
Not forgetting the current Telecom Scams, just check SOME of our scamsters -

India's biggest scams 1. Ramalinga Raju, Rs. 50.4 billion
India's biggest scams 2. Harshad Mehta, Rs. 40 billion
India's biggest scams 3. Ketan Parekh, Rs. 10 billion
India's biggest scams 4. C R Bhansali, Rs. 12 billion
India's biggest scams 5. Cobbler scam
India's biggest scams 6. IPO Scam
India's biggest scams 7. Dinesh Dalmia, Rs. 5.95 billion
India's biggest scams 8. Abdul Karim Telgi, Rs. 1.71 billion
India's biggest scams 9. Virendra Rastogi, Rs. 430 million
India's biggest scams 10 The UTI Scam, Rs. 320 million
India's biggest scams 11. Uday Goyal, Rs. 2.1 billion
India's biggest scams 12. Sanjay Agarwal, Rs. 6 billion
India's biggest scams 13. Dinesh Singhania, Rs. 1.2 billion

What India Could Do With Rs 73 Lakh Crore?

Build: 2.4 crore primary healthcare centres. That抯 at least 3 for every village, at a cost of Rs 30 lakh each.

Build: 24.1 lakh Kendriya Vidyalayas at a cost of Rs 3.02 crore each, with two sections from cl-ass VI to XII.

Construct: 14.6 crore low-cost houses assuming a cost of Rs 5 lakh a unit. Set up: 2,703 coal-based power plants of 600 MW each. Each costs Rs 2,700 crore.

Supply: 12 lakh CFL bulbs. That抯 enough light for each of India抯 6 lakh villages

Construct: 14.6 lakh km of two-lane highways. That抯 a road around India抯 perimeter 97 times over.

Clean up: 50 major rivers for the next 121 years, at Rs 1,200 crore a river every year.

Launch: 90 NREGA-style schemes, each worth roughly Rs 81,111 crore. Announce: 121 more loan waiver schemes. All of them worth Rs 60,000 crore.

Give: Rs 56,000 to every Indian. Even better, give Rs 1.82 lakh to 40 crore Indians living BPL.

Hand out: 60.8 crore Tata Nanos to 60.8 crore people. Or four times as many laptops.

Grow the GDP: The scam money is 27% more than our GDP of Rs 53 lakh crore."

Greed, graft, politics, bribery, dirty money. Just another day in the life of a nation still rated among the most corrupt in the world. Scams that have grabbed headlines, destroyed reputations and left many people poorer.

Now Guess if this Money (US$ 1.8 T) & Swiss Bank money (US$ 1.5 T) comes back to India, who will be the Super power?

Some Details:

1. Jeep Purchase (1948) :- Free India's corruption graph begins. V. K. Krishna Menon, then the Indian high commissioner to Britain, bypassed protocol to sign a deal worth Rs 80 lakh with a foreign firm for the
purchase of army jeeps. The case was closed in 1955 and soon after Menon joined the Nehru cabinet.

2. Cycle Imports (1951) :- S.A. Venkataraman, then the secretary, ministry of commerce and industry, was jailed for accepting a bribe in lieu of granting a cycle import quota to a company.

3. BHU Funds (1956) :- In one of the first instances of corruption in educational institutions, Benaras Hindu University officials were accused of misappropriation of funds worth Rs 50 lakh.

4. MUNDHRA SCANDAL (1957):- It was the media that first hinted there might be a scam involving the sale of shares to LIC, Feroz Gandhi sources the confidential correspondence between the then Finance Minister T.T. Krishnamachari and his principal finance secretary, and raised a question in Parliament on the sale of 'fraudulent' shares to LIC by a Calcutta-based Marwari businessman named Haridas Mundhra. The then Prime Minister, Jawaharlal Nehru, set up a one-man commission headed by Justice M.C.Chagla to investigate the matter when it becomes evident that there was a prima facie case. Chagla concluded that Mundhra had sold fictitious shares to LIC, thereby defrauding the insurance behemoth to the tune of Rs. 1.25 crore. Mundhra was sentenced to 22 years in prison. The scam also forced the resignation of T.T.Krishnamachari.

6. Teja Loans (1960):- Shipping magnate Jayant Dharma Teja took loans worth Rs 22 crore to establish the Jayanti Shipping Company. In 1960, the authorities discovered that he was actually siphoning off money to his own account, after which Teja fled the country.

7. Kairon Scam (1963):- Pratap Singh Kairon became the first Indian chief minister to be accused of abusing his power for his own benefit and that of his sons and relatives. He quit a year later.

8. Patnaik's Own Goal (1965) :- Orissa Chief Minister Biju Patnaik was forced to resign after it was discovered that he had favoured his privately-held company Kalinga Tubes in awarding a government contract.

9. Maruti Scandal (1974) :- Well before the company was set up, former Prime Minister Indira Gandhi's name came up in the first Maruti scandal, where her son Sanjay Gandhi was favoured with a license to make passenger cars.

10. Solanki Exposé (1992) :- At the World Economic Forum, Madhavsinh Solanki, then the external affairs minister, slipped a letter to his Swiss counterpart asking their government to stop the probe into the Bofors
kickbacks. Solanki resigned when India Today broke the story.

11. Kuo Oil Deal (1976):- The Indian Oil Corporation signed an Rs 2.2-crore oil contract with a non-existent firm in Hong Kong and a kickback was given. The petroleum and chemicals minister was directed to make the purchase.

12. Antulay Trust (1981) :- With the exposure of this scandal concerning A.R. Antulay, then the chief minister of Maharashtra, The Indian Express was reborn. Antulay had garnered Rs 30 crore from businesses dependent on state resources like cement and kept the money in a private trust.

13. HDW Commissions (1987) :- HDW, the German submarine maker, was blacklisted after allegations that commissions worth Rs 20 crore had been paid. In 2005, the case was finally closed, in HDW's favour.

14. Bofors Pay-Off (1987) :- A Swedish firm was accused of paying Rs 64 crore to Indian bigwigs, including Rajiv Gandhi, then the prime minister, to secure the purchase of the Bofors gun.

15. St Kitts Forgery (1989) :- An attempt was made to sully V.P. Singh's Mr Clean image by forging documents to allege that he was a beneficiary of his son Ajeya Singh's account in the First Trust Corp. at St Kitts, with a deposit of $21 million.

16. Airbus Scandal (1990) :- Indian Airlines's (IA) signing of the Rs 2,000-crore deal with Airbus instead of Boeing caused a furore following the crash of an A-320. New planes were grounded, causing IA a weekly loss of Rs 2.5 crore.

17. Securities Scam (1992) :- Harshad Mehta manipulated banks to siphon off money and invested the funds in the stock market, leading to a crash. Theloss: Rs 5,000 crore.

18. Indian Bank Rip-off (1992) :- Aided by M. Gopalakrishnan, then the chairman of the Indian Bank, borrowers-mostly small corporates and exporters from the south-were lent a total of over Rs 1,300 crore, which they never paid back.

19. Sugar Import (1994) :- As food minister, Kalpnath Rai presided over the import of sugar at a price higher than that of the market, causing a loss of Rs 650 crore to the exchequer. He resigned following the allegations.

20. MS SHOES SCAM (1994) :- Anyone who war old enough in 1994 to read will remember the advertisements- tens of them intriguingly headlined: 'Who is Pawan Sachdeva?' For the record, it was the peak of the public issued-led advertising boom and the ads were created by the Delhi branch of Rediffusion. Sachdeva, the promoter of MS Shoes, allegedly used company funds to buy shares (of his own company) and rig prices, prior to a public issue. He is alleged to have colluded with officials in the Securities Exchange Board of India (SEBI) and SBI Caps, which lead-managed the issue, to dupe the public into investing in his Rs. 699-crore public-***-rights issue. Sachdeva was later acquitted.

21. JMM Bribes (1995) :- Jharkhand Mukti Morcha leader Shailendra Mahato testified that he and three party members received bribes of Rs 30 lakh to bail out the P.V. Narasimha Rao government in the 1993 no-confidence motion.

22. In a Pickle (1996) :- Pickle baron Lakhubhai Pathak raised a stink when he accused former Prime Minister P.V. Narasimha Rao and godman Chandraswami of accepting a bribe of Rs 10 lakh from him for securing a paper pulp contract.

23. Telecom Scam (1996) :- Former minister of state for communication Sukh Ram was accused of causing a loss of Rs 1.6 crore to the exchequer by favouring a Hyderabad- based private firm in the purchase of telecom equipment. He, along with two others, was convicted in 2002.

24. Fodder Scam (1996) :- The accountant general's concerns about the withdrawal of excess funds by Bihar's animal husbandry department unveiled a Rs 950-crore scam involving Lalu Prasad Yadav, then the state chief minister. He resigned a year later.

25. Urea Deal (1996) :- C.S. Ramakrishnan, MD, National Fertiliser, and a group of businessmen close to the P.V. Narasimha Rao regime fleeced the government and took Rs 133 crore from the import of two lakh tonne of urea, which was never delivered.

26. Hawala Diaries (1996) :- The scandal surfaced following CBI raids on hawala operators in Delhi in 1991. But it was S.K. Jain's diaries that had heads rolling.

27. CRB SCAM (1997) :- Another scam forged by greed and discovered through accident. Chain Roop Bhansali, a smart-talking entrepreneur, created a pyramid financial empire based on high-cost financing. At its peak, his Rs. 1,000-crore financial conglomerate had in its ranks a mutual fund, a financial services company into fixed deposits, and a merchant bank. That Bhansali knew how to work the system became evident when he also managed to secure a provisional banking license. Then his luck ran out. An executive in the State Bank of India Inadvertently discovered that some interest warrants issued by Bhansali were not backed by cash. The bubble finally burst in May 1997, but by that time investors had lost over Rs. 1,000 crore. This was among the first retail scams in India and it was played out, in smaller avatars, across the country-especially in the South where financial services companies promised returns in excess of 20 per cent and decamped with the principal. Bhansali was arrested for a few weeks and released later on bail.

28. MEHTA'S SECOND COMING (1998) :- The Big Bull returned to the bourses. This time, he allegedly colluded with the promoters of BPL, Videocon International, and Sterile Industries to rig the share prices of these companies. The inevitable collapse happened sooner than planned, Harshad Mehta orchestrated a cover-up operation that included a high=jinks effort by officials of Bombay Stock Exchange to (illegally ) open the trading system in the middle of the night to set things right, but the damage had been done. SEBI finally passed its ruling on the scam in 2001, banning the three companies concerned from tapping the market-BPL, for two years. Mehta was debarred for life form dealing in Securities Appellate Tribunal (SAT) in October 2001

29. VANISHING COMPANIES SCAM (1998) :- A passing remark heard by then Finance Minister Palaniappan Chidambaram resulted in a furore over what was badly-kept secret on Dalal street. Chidambaram was told that hundreds of companies had disappeared after raising moneys form the public. An informal scrutiny revealed that perhaps over 600 companies were missing. Chidambaram ordered a probe by SEBI. The SEBI probe conducted in May 1998 revealed that while many companies are not traded on the bourses at least 80 companies that had rises Rs.330.78 crore were simply missing. Later that year, the Department of Company Affairs (DCA) was asked to probe and penalize these companies. DCA still investigating. Investigations continue to this day.

30. PLANTATION COMPANIES SCAM (1999) :- It was as innovative a swindle as any effected in the world. Savvy entrepreneurs convinced gullible investors that given the right irrigation and fertilizer inputs, teak, strawberries, and anything else that could be grown, would grow anywhere in the country. The promoters could afford to collect money from investors and not worry about retribution (or returns, for that matter). For, plantation companies fell under the purview of neither SEBI nor Reserve Bank of India. Indeed, they didn't even come under the scope of the Department decided to change things in 1999, enough investors had been gulled: 653 companies, between them, had raised Rs. 2,563 crore from investors. To date, not many investors have got their principals back, just another affirmation of the old saying about money not growing on trees.

31. Match Fixing (2000) :- Mohammed Azharuddin, till then India's cricket captain, was accused of match-fixing. He and Ajay Sharma were banned from playing, while Ajay Jadeja and Manoj Prabhakar were suspended for five years.

32. KETAN PAREKH SCAM (2001) :- Ketan Parekh's modus operandi wasn't very different from Harshad Mehta's. If Mehta used banker's receipts, then Parekh used pay orders to ramp up the prices of his favourite scrips (the K-10). Apart from money form the banking system Parekh also rerouted money from corporated like HFCL (Rs. 425 crore), and Zee (Rs. 340 crore) to good effect. He was caught when pay-orders issued by Madhavpura Mercantile Cooperative Bank bounced. Although the total amount involved in the scam was just Rs. 137 crore, the impact was far greater.

Apparently, when a bear cartel sensed Parekh was in trouble, it stepped in and leveraged a dip in the NASDAQ to bear down stock prices. The resultant slump in the markets happened soon after Finance Minister Yashwant Sinha presented what he considered his best budget ever. Under pressure from the government, SEBI investigated the scam and heads began to roll. Among them: the entire management team of BSE, including its president Anand Rathi, CSFB, First Global, and, in an indirect connection, P.S.Subramanyam, the Chairman of UTL Evidently, for the 18 months that PSS was Chairman of UTI, the Trust had mirrored the actions of the bull cartel. The result? When the market tanked, so did the NAV of its holy cow, the US-64.

33. Tehelka Sting (2001) :- Tehelka, an online news portal, used spycams to.catch army officers and politicians accepting bribes, in their sting.operation called Operation Westend. Investigative journalism turned another.corner in the country.

34. Stockmarket Scam (2001) :- The mayhem that wiped off over Rs 1,15,000.crore in the markets in March 2001 was masterminded by the Pentafour bull.Ketan Parekh. He was arrested in December 2002 and banned from acccessing.the capital market for 14 years.

35. Home Trade Scam (2002) :- Under the pretext of gilt trading, Rs 600.crore was swindled from over 25 cooperative banks in Maharashtra and Gujarat.by a Navi Mumbai-based brokerage firm Home Trade. Sanjay Agarwal, CEO of the firm, was arrested in May 2002.

36. Stamp Paper Scam (2003) :- The sheer magnitude of the racket was shocking-it caused a loss of Rs 30,000 crore to the exchequer. Disclosures of the mastermind behind it, Abdul Karim Telgi, implicated top police officers and bureaucrats.

37. Oil-for-Food Scandal (2005) :- K. Natwar Singh was unceremoniously dropped from the Cabinet when his name surfaced in the Volcker Report on the Iraq oil-for-food scam.




__._,_.___


Wednesday, February 16, 2011

The Art of Giving!!!!!!


In these days of a daily scam - 

food for thought-

Learn the "Art of Giving"


Rivers do not drink their own water, nor do tree eat their own fruit, nor do rain clouds eat the grains reared by them. The wealth of the noble is used solely for the benefit of others! 

  Even after accepting that giving is good and that one must learn to give, several questions need to be answered.

The first question is: 

When should one give?  

We all know the famous incident from Mahabharat.

 Yudhisthir asks a beggar seeking alms to come the next day. On this, Bhim rejoices that Yudhisthir his brother, has conquered death! For he is sure that he will be around the next day to give. Yudhisthir gets the message.

 One does not know really whether one will be there tomorrow to give!

The time to give therefore is now

 The next question is:

 'How much to give?'

 

One recalls the famous incident from history.

 Rana Pratap was reeling after defeat from the Moghals. He had lost his army, he had lost his wealth, and most important, he had lost hope, his will to fight. At that time, in his darkest hour, his erstwhile minister, Bhamasha, came seeking him and placed his entire fortune at the disposal of Rana Pratap. With this, Rana Pratap raised an army and lived to fight another day. 

The answer to this question how much to give is: 

"Give as much as one can! 


The next question is: 

'What to give?'

It is not only money that can be given away. It could be a flower or even a smile. 
  
It is not how much one gives but how one gives that really matters. When you give a smile to a stranger that may be the only good thing received by him in days and weeks! 


 "You can give anything but you must give with all your heart!" 

One also needs answer to this question  whom to give?

Many times we avoid giving by finding fault with the person who is seeking. However, being judgmental and rejecting a person on the presumption that he may not be the most deserving is not justified. 
 

"Give without being judgmental!" 


Next we have to answer: 

'How to give?'

Coming to the manner of giving, one has to ensure that the receiver does not feel humiliated, nor the giver feels proud by giving. 
  
In giving, follow the advice 'Let not your left hand know what your right hand gives? Charity without publicity and fanfare is the highest form of charity.' 
 

'Give quietly!'

 

While giving, let not the recipient feel small or humiliated. After all, what we give never really belonged to us. We come to this world with nothing and will go with nothing. The thing gifted was only with us for a temporary period. Why then take pride in giving away something which really did not belong to us?

Give with grace and with a feeling of gratitude. 


"What should one feel after giving?"

We all know the story of Eklavya. When Dronacharya asked him for his right thumb as "Guru Dakshina, he unhesitatingly cut off the thumb and gave it to Dronacharya.   

There is a little known sequel to this story.

 Eklavya was asked whether he ever regretted the act of giving away his thumb. He replied, and the reply has to be believed to be true, as it was asked to him when he was dying. 
  
His reply was "Yes! I regretted this only once in my life. It was when Pandavas were coming in to kill Dronacharya who was broken hearted on the false news of death of his son, Ashwathama, and had stopped fighting. It was then that I regretted the loss of my thumb. If the thumb was there, no one could have dared hurt my Guru? 

The message to us is clear. 

 Give and never regret giving!   

And the last question is: 
'How much should we provide for our heirs?'

Ask yourself 'are we taking away from them the gift of work? - A source of happiness? 

The answer is given by Warren Buffett:   

"Leave your kids enough to do anything, but not enough to do nothing!" 


I would conclude by saying: 

Let us learn the Art of Giving

and quoting the Saint Kabir:

"When the wealth in the house increases, when water fills a boat, throw them out with both hands!"

This is the wise thing to do!

 

गब्बर सिंह' का चरित्र चित्रण

1. सादा जीवन, उच्च विचार:
उसके जीने का ढंग बड़ा सरल था. पुराने और मैले कपड़े, बढ़ी हुई दाढ़ी, महीनों से जंग खाते दांत और पहाड़ों पर खानाबदोश जीवन. जैसे मध्यकालीन भारत का फकीर हो.
जीवन में अपने लक्ष्य की ओर इतना समर्पित कि ऐशो-आराम और विलासिता के लिए एक पल की भी फुर्सत नहीं.
और विचारों में उत्कृष्टता के क्या कहने! 'जो डर गया, सो मर गया' जैसे संवादों से उसने जीवन की क्षणभंगुरता पर प्रकाश डाला था.

. दयालु प्रवृत्ति:
ठाकुर ने उसे अपने हाथों से पकड़ा था. इसलिए उसने ठाकुर के सिर्फ हाथों को सज़ा दी.
अगर वो चाहता तो गर्दन भी काट सकता था. पर उसके ममतापूर्ण और करुणामय ह्रदय ने उसे ऐसा करने से रोक दिया.


3.
नृत्य-संगीत का शौकीन:
'महबूबा ओये महबूबा' गीत के समय उसके कलाकार ह्रदय का परिचय मिलता है.
अन्य डाकुओं की तरह उसका ह्रदय शुष्क नहीं था. वह जीवन में नृत्य-संगीत एवंकला के महत्त्व को समझता था. बसन्ती को पकड़ने के बाद उसके मन का नृत्यप्रेमी फिर से जाग उठा था. उसने बसन्ती के अन्दर छुपी नर्तकी को एक पल में पहचान लिया था. गौरतलब यह कि कला के प्रति अपने प्रेम को अभिव्यक्त करने का वह कोई अवसर नहीं छोड़ता था.

4.
अनुशासनप्रिय नायक:
जब कालिया और उसके दोस्त अपने प्रोजेक्ट से नाकाम होकर लौटे तो उसने कतई ढीलाई नहीं बरती. अनुशासन के प्रति अपने अगाध समर्पण को दर्शाते हुए उसने उन्हें तुरंत सज़ा दी.

5.
हास्य-रस का प्रेमी:
उसमें गज़ब का सेन्स ऑफ ह्यूमर था. कालिया और उसके दो दोस्तों को मारने से पहले उसने उन तीनों को खूब हंसाया था. ताकि वो हंसते-हंसते दुनिया को अलविदा कह सकें. वह आधुनिक यु का 'लाफिंग बुद्धा' था.

6. नारी के प्रति सम्मान:
बसन्ती जैसी सुन्दर नारी का अपहरण करने के बाद उसने उससे एक नृत्य का निवेदन किया. आज-कल का खलनायक होता तो शायद कुछ और करता.

7.
भिक्षुक जीवन:
उसने हिन्दू धर्म और महात्मा बुद्ध द्वारा दिखाए गए भिक्षुक जीवन के रास्ते को अपनाया था. रामपुर और अन्य गाँवों से उसे जो भी सूखा-कच्चा अनाज मिलता था, वो उसी से अपनी गुजर-बसर करता था. सोना, चांदी, बिरयानी या चिकन मलाई टिक्का की उसने कभी इच्छा ज़ाहिर नहीं की.

8.
सामाजिक कार्य:
डकैती के पेशे के अलावा वो छोटे बच्चों को सुलाने का भी काम करता था. सैकड़ों माताएं उसका नाम लेती थीं ताकि बच्चे बिना कलह किए सो जाएं.

सरकार ने उसपर 50,000 रुपयों का इनाम घोषित कर रखा था. उस युग में 'कौन बनेगा करोड़पति' ना होने के बावजूद लोगों को रातों-रात अमीर बनाने का गब्बर का यह सच्चा प्रयास था.

9.
महानायकों का निर्माता:
अगर गब्बर नहीं होता तो जय और वीरू जैसे लुच्चे-लफंगे छोटी-मोटी चोरियां करते हुए स्वर्ग सिधार जाते. पर यह गब्बर के व्यक्तित्व का प्रताप था कि उन लफंगों में भी महानायक बनने की क्षमता जागी.